Videos

If you're considering a second home, you may know that second homes generally have higher interest rates than primary residences, but why is that? In this week's video, Jamie Cavanaugh explains how lenders set interest rates and why second homes have higher rates. If you want to learn more, go to amerifund.com or call (800) 570-5626!

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Why Second Homes Have Higher Interest Rates

When buying a home, you may be required to pay for mortgage insurance which can add significant costs to your monthly payment. You can generally avoid this by paying a higher down payment, but that's not always a viable option. In this video, Jamie Cavanaugh provides three ways to avoid mortgage insurance without a 20% down payment. If you want to learn more, go to amerifund.com or call (800) 570-5626!

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Three Ways To Avoid Paying For Mortgage Insurance

If you're considering buying a home, you probably have a lot on your mind, but there's one big thing that you may not realize. In this week's video, Amerifund CEO Brad Rice explains the one thing you need to know about your mortgage. #short

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The One Thing You NEED TO KNOW Before Buying A Home

If you're considering buying a home, you're probably already thinking about a down payment, but what if you don't have enough savings for the down payment you need? In this week's video, Amerifund President, Jamie Cavanaugh explains how gift funds can be one solution to this problem! If you want to learn more, go to amerifund.com or call (800) 570-5626!

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Using Gift Funds For A Down Payment

You may think all mortgages are alike, but there are many different types and finding the right mortgage loan can be critical! In this week's video, Brad Rice explains how working with a broker like Amerifund can help you to explore your options and get the right mortgage for your unique situation. If you want to learn more, go to amerifund.com or call (800) 570-5626!

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How To Get The Right Loan For You 🫵

For self-employed individuals, applying for a mortgage can be a daunting task. You may think it will be difficult or even impossible to qualify, but it doesn't have to be. In this week's video, Jamie Cavanaugh explains how Amerifund qualifies self-employed applicants. If you're self-employed and have questions about your mortgage options, give us a call today. If you want to learn more, go to amerifund.com or call (800) 570-5626!

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How To Get A Mortgage When You're Self-Employed

Appraisals can affect your mortgage more than you might think. In this week's video, Amerifund President Jamie Cavanaugh explains what makes appraisals a crucial part of the mortgage process. Whether you're a first-time homebuyer or a seasoned investor, understanding the appraisal process can help you make informed decisions when it comes to your mortgage. If you want to learn more, go to amerifund.com or call (800) 570-5626!

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The Role of Appraisals in the Mortgage Process

If you're thinking of applying for a mortgage, there are a few documents you'll want to make sure you have ready to go to make the process as smooth as possible. In this week's video, Brad Rice goes over what you'll need and why. If you want to learn more, go to amerifund.com or call (800) 570-5626!

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What Do You Need To Apply For A Mortgage?

If you're buying a new home, closing costs can come as a shock to you, but they don't have to! Knowing what to expect and planning ahead of time can make the process smoother and simpler. In today's video, Brad Rice goes over what you need to know about closing costs before you start your mortgage process. If you want to learn more, go to amerifund.com or call (800) 570-5626!

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What You Need To Know About Closing Costs