Amerifund Careers

Senior Loan Processor

Simi Valley, CA
Full Time

Job Description:

The Senior Loan Processor is responsible taking a home loan file from submission through closing. This includes analyzing and verifying credit, income, asset, appraisal, escrow and title documentation on purchase, refinance and home equity transactions to confirm that it meets investor guidelines. With the help of a Junior Loan Processor, the processing team is responsible for directly communicating with Clients, Realtors and our Loan Officers to gather and satisfy all loan conditions and move toward a timely closing. The role requires an excellent communication skills with a drive toward meeting contingency and closing deadlines while providing exceptional customer service to all parties involved in the transaction. Key attributes to success are the ability to multi-task, time manage, precise verbal and written communication skills and a working knowledge of all major investors and their guidelines.

 

Duties and Responsibilities:

  • Review income, credit, assets and property information against investor guidelines to ensure eligibility for the desired loan program
  • Submit for loan approval and gather/review all outstanding loan conditions
  • Order loan documents and coordinate with third party escrow companies for a timely closing
  • Prioritize and monitor daily workflow in order to ensure all loans meet contractual contingency and closing deadlines with pro-active communication to referral partners and clients in accordance with company’s timeline expectations.
  • Work additional hours as needed.
  • Assume responsibility and ownership of the loans in your personal pipeline.
  • Stay current on all investor guidelines and program changes.

 

Basic Qualifications:

  • FHA/ VA experience strongly preferred.
  • Current knowledge of federal and state disclosure guidelines.
  • Proficiency with MS Word, MS Excel, Adobe, Desktop Underwriter and Loan Prospector.
  • Technology savvy- proficient in Microsoft Outlook, Office Suite, Desktop Underwriter and Loan Prospector. Current familiarity with Arive LOS is a plus.
  • Ability to learn new systems quickly.
  • Advanced ability to analyze complex tax returns to accurately calculate income for all types of borrowers.
  • Demonstrate high volume productivity.
  • Must be detail oriented organized and work efficiently under pressure.
  • Must be a team player and work well with both Sales and Operations Staff providing utmost levels of customer service and an open line of communication.
  • Strong analytical skills.
  • Excellent verbal and written communication skills with a strong desire to help build relationships with Realtors and Borrowers
  • Ability to problem solve and work independently
  • Ability to multi-task effectively.
  • Positive attitude and self-motivation are critical.
  • Minimum of 3 years experience required.

Please Note: this is an in-office position, we are not accepting remote applicants at this time.

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