by stuart.gelin@amerifund.com | Dec 25, 2022
USDA loans are mortgage loans offered by the United States Department of Agriculture (USDA) and are designed for low- and moderate-income homebuyers in rural and suburban areas. These loans have flexible credit and income requirements and offer low or no down payment... 
by stuart.gelin@amerifund.com | Dec 25, 2022
Conventional loans are mortgage loans that are not insured by a government agency. They are offered by lenders and financial institutions that are considered Government Sponsored Entities (GSE.) Conventional loans may have a higher credit score requirements and have... 
by stuart.gelin@amerifund.com | Dec 25, 2022
Non-QM loans, or “non-qualified” mortgage loans, are mortgage loans that do not meet the standards set by the Consumer Financial Protection Bureau’s “qualified” mortgage rule. This rule established guidelines for mortgage lenders to...
