Privacy Policy and Terms of Service

Last updated: January 31, 2024

1. Introduction

Welcome to Amerifund Home Loans, Inc. (“Company,” “we,” “us,” “our”). By accessing or using our Services, you agree to comply with and be bound by these Privacy Policy and Terms of Service (“Legal Terms”). If you do not agree, please do not use our Services.

2. Interpretation and Definitions

Account: A unique account created for You to access our Service.

Affiliate: An entity that controls, is controlled by, or is under common control with a party.

Cookies: Small files placed on Your device by a website.

Country: California, United States.

Device: Any device that can access the Service.

Personal Data: Information that relates to an identified or identifiable individual.

Service: The Website.

Service Provider: Any natural or legal person who processes the data on behalf of the Company.

Usage Data: Data collected automatically when using the Service.

Website: Amerifund Home Loans, accessible from www.amerifund.com.

You: The individual or entity accessing or using the Service.

3. SMS Policy

Amerifund Home Loans uses SMS to keep in touch with clients and partners after they have opted in to receive updates.

Opt-In Mechanism: You must opt-in to receive SMS updates by providing explicit consent.

Opt-Out Mechanism: Cancel the SMS service at any time by texting “STOP” to the number that sent the message. You will receive a confirmation SMS.

Frequency: Messages will be sent periodically.

Brand Identification: All messages will clearly identify Amerifund Home Loans.

Customer Care Information: For help, reply with “HELP” or contact info@amerifund.com. Message and data rates may apply.

Third-Party Information Sharing: We do not share your information with third parties without your explicit consent.

4. Collecting and Using Your Personal Data

Types of Data Collected

Personal Data: May include email address, first name, last name, phone number, address, and usage data.

Usage Data: Collected automatically when using the Service, including IP address, browser type, pages visited, and other diagnostic data.

Tracking Technologies and Cookies

We use Cookies and similar technologies to track activity and store information. You can manage cookie preferences in your browser settings.

Use of Your Personal Data

The Company may use Personal Data to:

  • Provide and maintain our Service
  • Manage Your Account
  • Perform contracts
  • Contact You
  • Provide news and offers
  • Manage Your requests
  • Conduct business transfers
  • Analyze data and improve services

Retention and Transfer of Your Personal Data

We retain Personal Data only as long as necessary and may transfer data to locations outside Your jurisdiction with appropriate safeguards.

Delete Your Personal Data

You can request deletion of Your Personal Data, subject to legal obligations.

Disclosure of Your Personal Data

We may disclose Personal Data for business transactions, legal obligations, and other specific scenarios.

Security of Your Personal Data

We strive to use commercially acceptable means to protect Your Personal Data but cannot guarantee absolute security.

Children’s Privacy

Our Service does not address anyone under the age of 13.

Our Service may contain links to other websites not operated by Us.

Changes to this Privacy Policy

We may update Our Privacy Policy periodically and will notify You of changes by posting the new policy on this page.

5. Terms of Service

By accessing the Services, you agree to be bound by all of these Legal Terms.

Our Services

The information provided is not intended for use in any jurisdiction where such use is contrary to law or regulation.

Intellectual Property Rights

Our Content and Marks are provided “AS IS” for your personal, non-commercial use.

User Representations

You represent that you have the legal capacity to agree to these Legal Terms.

Prohibited Activities

You may not use the Services for any purpose other than as provided by us.

User Generated Contributions

We do not claim ownership of your Contributions.

Guidelines for Reviews

Reviews must comply with specific criteria and may be moderated.

Third-Party Websites and Content

We are not responsible for Third-Party Websites or Content accessed through our Services.

Services Management

We reserve the right to monitor and manage the Services as needed.

Term and Termination

These Legal Terms remain in effect while you use the Services and may be terminated for violations.

Modifications and Interruptions

We may modify or discontinue the Services at any time.

Governing Law

These Legal Terms are governed by the laws of the State of California.

Dispute Resolution

Disputes will be resolved by binding arbitration if informal negotiations fail.

Corrections

We may correct any errors or omissions in the Services.

Disclaimer

The Services are provided on an as-is and as-available basis.

Limitations of Liability

We are not liable for any direct, indirect, incidental, or punitive damages.

Indemnification

You agree to indemnify us against any claims arising from your use of the Services.

User Data

We maintain certain data you transmit to the Services.

Electronic Communications, Transactions, and Signatures

You agree to electronic communications and transactions.

California Users and Residents

You can contact the California Department of Consumer Affairs if a complaint is not resolved.

Miscellaneous

These Legal Terms constitute the entire agreement between you and us.

6. Contact Us

If you have any questions, you can contact us: